Dialysis and Your Finances

Your Satellite social workers will help you make sense of financial matters related to your dialysis treatment. They are specially trained to address medical insurance questions, prescription coverage issues and refer you, when needed, to insurance specialists. They can also offer advice and referrals on how to manage other dialysis-related expenses.

Understanding Your Insurance

Medicare

Most ESRD patients are eligible for Medicare. Medicare may help with the majority of cost it will not cover everything. Certain parts of Medicare requires a co-pay and/or monthly premiums (fees).

Medicaid

Health insurance for low income individuals and families. Medicaid can help cover some Medicare premiums.

Medigap

A type of extra insurance to fill the gaps of Medicare.

Private Insurance

Most people can have both private insurance and Medicare. One insurance will be primary and the other secondary.

Help with Other Finances

Transportation

Most communities provide affordable or free transportation to older adults, individuals with disabilities and low-income families to help them lead independent and self-sufficient lives. This service, sometimes called paratransit, may be a convenient way to get to and from dialysis treatments. Ask your Satellite social worker for the phone number of this service in your area.

Food

Meals on Wheels operates 5,000 local senior nutrition programs in the United States. These programs provide well over one million meals a day to seniors in need. Some programs serve meals at congregate locations like senior centers, some programs deliver meals directly to the homes of seniors whose mobility is limited, and many programs provide both services. Find Meals on Wheels near you.

Billing

If your income is limited, there are local community programs for which you may qualify that help you reduce your monthly bills, particularly utilities such as telephone and power.

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